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auto;gap:25px;align-items:center}footer img{width:130px;height:45px;object-fit:contain;background:#fff;border-radius:6px}footer p,footer small{font-size:10px;color:#bcd2d5}footer div{display:flex;gap:22px;font-size:11px}footer small{grid-column:1/-1;border-top:1px solid #ffffff1e;padding-top:15px}.toast{position:fixed;bottom:25px;left:50%;transform:translate(-50%,120px);background:#07343b;color:#fff;padding:14px 22px;border-radius:8px;z-index:20;transition:.3s}.toast.show{transform:translate(-50%,0)}
@media(max-width:900px){.header{height:68px}.brand img{width:110px}.menu-toggle{display:block;margin-left:auto}.nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;gap:20px;box-shadow:0 20px 30px #0001}.nav.open{display:flex}.header-actions{display:none}.hero{height:auto;min-height:940px;grid-template-columns:1fr;padding:0 24px;background-size:auto 560px;background-position:center bottom;background-repeat:no-repeat;background-color:#fff}.hero-copy{padding-top:45px}.hero-visual{position:absolute;left:0;right:0;bottom:0;height:540px}.float-card{right:4%;width:160px}.card-one{top:9%}.card-two{top:31%}.card-three{top:53%}.stats{grid-template-columns:repeat(2,1fr);margin-top:-18px}.benefit-grid{grid-template-columns:repeat(2,1fr)}.loan-grid,.news-grid{grid-template-columns:1fr}.process-grid{grid-template-columns:repeat(2,1fr)}.credibility{grid-template-columns:1fr}.cta{align-items:flex-start}.cta-points{margin-right:0}footer{grid-template-columns:1fr}footer small{grid-column:auto}}
@media(max-width:560px){body{font-size:13px}.hero h1{font-size:34px}.trust-row{display:grid;grid-template-columns:1fr 1fr}.form-row{flex-direction:column}.form-row input{height:44px}.float-card{width:145px;height:70px}.float-card b{width:35px;height:35px;font-size:18px}.float-card strong{font-size:17px}.stats{width:92%;grid-template-columns:1fr 1fr}.stats article{padding:14px 10px;gap:8px}.stats i{width:38px;height:38px;font-size:17px}.stats b{font-size:16px}.section{width:92%;padding-top:40px}.section-title h2{font-size:23px}.benefit-grid article{min-height:140px}.process-grid{grid-template-columns:1fr}.cta{width:92%;padding:25px;display:block}.cta-points{margin-top:25px}footer div{flex-wrap:wrap}}
.sub-hero{min-height:330px;display:flex;align-items:center;padding:60px max(7vw,30px);background:linear-gradient(90deg,#f7ffff 0%,rgba(240,252,252,.82) 45%,rgba(240,252,252,.15)),url("/public/client/images/banner-hero.jpg") center 42%/cover no-repeat}.sub-hero>div{max-width:570px}.sub-hero .crumb{display:block;color:var(--teal);font-weight:700;font-size:11px;margin-bottom:15px}.sub-hero h1{font-size:42px;line-height:1.15;margin:0 0 14px}.sub-hero p{color:var(--muted);line-height:1.7;max-width:500px}.page-section{width:min(1100px,88%);margin:auto;padding:64px 0}.page-section.alt{width:100%;padding-left:max(6vw,24px);padding-right:max(6vw,24px);background:#f5fbfb}.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.intro-grid img{width:100%;height:380px;object-fit:cover;border-radius:18px}.intro-grid h2,.page-heading h2{font-size:31px;line-height:1.3;margin:8px 0 14px}.intro-grid p,.page-heading p{color:var(--muted);line-height:1.75}.check-list{display:grid;gap:11px;padding:0;list-style:none}.check-list li:before{content:"✓";display:inline-grid;place-items:center;width:22px;height:22px;border-radius:50%;background:#ddf8f8;color:var(--teal);font-weight:800;margin-right:10px}.service-detail-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.service-detail{border:1px solid var(--line);border-radius:16px;background:#fff;overflow:hidden;box-shadow:0 15px 38px #164f5610}.service-detail img{width:100%;height:210px;object-fit:cover}.service-detail>div{padding:24px}.service-detail i{font-style:normal;color:var(--teal);font-size:11px;font-weight:800}.service-detail h3{font-size:19px}.service-detail p{color:var(--muted);font-size:11px;line-height:1.7}.service-detail a{color:var(--teal);font-weight:700;font-size:11px}.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.value-grid article{padding:28px;border-radius:14px;background:#fff;border:1px solid var(--line)}.value-grid b{font-size:32px;color:#c7eeee}.value-grid h3{color:var(--teal)}.value-grid p{color:var(--muted);font-size:11px;line-height:1.7}.page-heading{text-align:center;max-width:690px;margin:0 auto 30px}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.article-card{border:1px solid var(--line);border-radius:14px;overflow:hidden;background:#fff}.article-card img{width:100%;height:210px;object-fit:cover}.article-card div{padding:20px}.article-card span{font-size:9px;color:var(--teal);font-weight:700}.article-card h2{font-size:16px;line-height:1.55}.article-card p{font-size:10px;color:var(--muted);line-height:1.65}.article-card a{font-size:10px;color:var(--teal);font-weight:700}.contact-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:28px}.contact-info,.contact-form{border:1px solid var(--line);border-radius:16px;padding:30px;background:#fff}.contact-info{background:linear-gradient(145deg,#008f92,#0fc2c3);color:#fff}.contact-info h2{font-size:28px}.contact-info p{opacity:.8;line-height:1.7}.contact-item{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid #ffffff2a}.contact-item b,.contact-item small{display:block}.contact-item small{opacity:.75;margin-top:4px}.contact-form{display:grid;grid-template-columns:1fr 1fr;gap:15px}.contact-form h2,.contact-form p,.contact-form textarea,.contact-form button{grid-column:1/-1}.contact-form input,.contact-form textarea,.contact-form select{border:1px solid var(--line);border-radius:8px;padding:14px;font:inherit}.contact-form textarea{min-height:130px;resize:vertical}.contact-form p{margin-top:-5px;color:var(--muted);font-size:11px}.map-box{height:320px;background:#e7f6f6;border-radius:16px;display:grid;place-items:center;text-align:center;color:var(--teal)}@media(max-width:900px){.sub-hero{min-height:300px;background-position:60% center}.sub-hero h1{font-size:34px}.intro-grid,.contact-layout{grid-template-columns:1fr}.service-detail-grid,.article-grid,.value-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.sub-hero{background:linear-gradient(90deg,#f7ffffeF,#f7ffffbb),url("/public/client/images/banner-hero.jpg") center/cover}.sub-hero h1{font-size:30px}.page-section{width:92%;padding:42px 0}.page-section.alt{padding:42px 4%}.service-detail-grid,.article-grid,.value-grid{grid-template-columns:1fr}.contact-form{grid-template-columns:1fr}.contact-form>*{grid-column:1!important}}

/* ===== EJS site additions (Oxy Fi) ===== */
.nav a.active:after{bottom:-10px}
.form-row input{height:44px}
.button:disabled{opacity:.6;cursor:wait}
.toast.error{background:#b3261e}
.honeypot{position:absolute;left:-9999px;width:1px;height:1px;opacity:0;overflow:hidden}
.field-error{grid-column:1/-1;color:#c62828;font-size:11px;margin:-6px 0 0}
.form-success{grid-column:1/-1;background:var(--soft);border:1px solid var(--line);border-radius:8px;padding:14px;color:var(--teal);font-weight:600}
.empty-state{grid-column:1/-1;text-align:center;color:var(--muted);padding:48px 0}
.news-grid h3 a,.article-card h2 a{color:inherit}
.news-grid a.cover,.article-card a.cover{display:block}
.section-title.left{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap}
.section-title.left>div{flex:1}
.section-title .more{font-size:11px;font-weight:700;color:var(--teal);white-space:nowrap}
.pagination{display:flex;justify-content:center;flex-wrap:wrap;gap:6px;margin:36px 0 0;padding:0;list-style:none}
.pagination a,.pagination span{display:inline-grid;place-items:center;min-width:36px;height:36px;padding:0 10px;border:1px solid var(--line);border-radius:8px;font-size:12px;font-weight:600;color:var(--dark)}
.pagination a:hover,.pagination .active a{background:var(--teal);color:#fff;border-color:var(--teal)}
.pagination span{opacity:.5}
.article-body{width:min(820px,88%);margin:0 auto;padding:48px 0 64px}
.article-body .meta{font-size:11px;color:var(--teal);font-weight:700;letter-spacing:.04em;margin-bottom:12px}
.article-body .meta span+span:before{content:"•";margin:0 8px;color:var(--muted)}
.article-body .lead{font-size:15px;color:var(--muted);line-height:1.75;margin:0 0 24px}
.article-cover{width:100%;max-height:460px;object-fit:cover;border-radius:16px;margin-bottom:28px}
.prose{line-height:1.8;font-size:14px;color:var(--dark)}
.prose h1,.prose h2,.prose h3,.prose h4{line-height:1.3;margin:28px 0 10px}
.prose h1{font-size:26px}.prose h2{font-size:22px}.prose h3{font-size:18px}.prose h4{font-size:15px}
.prose p{margin:0 0 14px}.prose ul,.prose ol{padding-left:22px;margin:0 0 14px}.prose li{margin-bottom:6px}
.prose img{max-width:100%;height:auto;border-radius:12px}
.prose a{color:var(--teal);text-decoration:underline}
.prose blockquote{border-left:3px solid var(--teal);margin:0 0 14px;padding:6px 16px;color:var(--muted)}
.prose table{width:100%;border-collapse:collapse;display:block;overflow-x:auto;margin:0 0 14px}
.prose td,.prose th{border:1px solid var(--line);padding:8px;text-align:left}
.prose iframe,.prose video{max-width:100%}
.tag-list{margin-top:28px}
.tag-list a,.tag-list span{display:inline-block;font-size:10px;font-weight:700;color:var(--teal);background:var(--soft);border:1px solid var(--line);border-radius:20px;padding:5px 12px;margin:0 6px 6px 0}
.share-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.share-row a{font-size:11px;font-weight:700;color:var(--teal);border:1px solid var(--line);padding:8px 14px;border-radius:8px}
.share-row a:hover{background:var(--soft)}
.related{padding-top:0}
.related h2{font-size:22px;margin:0 0 18px}
.error-page{text-align:center;padding:90px 0 110px;width:min(1100px,88%);margin:0 auto}
.error-page b{display:block;font-size:96px;line-height:1;color:#cff0f0;font-weight:800}
.error-page h1{font-size:28px;margin:10px 0}
.error-page p{color:var(--muted);margin:0 0 22px}
.app-badges{display:flex;gap:12px;flex-wrap:wrap;margin-top:16px}
.app-badges img{height:44px;width:auto}
.map-box iframe{width:100%;height:100%;border:0;border-radius:16px}
.map-box{overflow:hidden}
#form,#consult{scroll-margin-top:96px}
@media(max-width:560px){.article-body{width:92%;padding:32px 0 48px}.error-page b{font-size:72px}}